Pave (formerly Portify) is an award-winning credit builder app that actively works with you to help you build your credit score. Pave offers a range of smart tools to help you stay on top of your finances and improve your credit score. Pave offers a simple product with a single membership fee. We say NO to credit card debt, hard credit checks, interest or APR and being sold more debt. Instead of selling you more debt, we help you take the best actions for your credit health by offering bills monitoring, personalised credit fixes and more. We work with Experian, Equifax and TransUnion to help you build your credit score. Pave works with you to help you build your credit score.